Within Lending Transformation, we are building a future‑proof Credits Policy Engine that automatically determines whether new credit applications fit within ABN AMRO’s policy framework. This capability is key to enabling faster, more consistent and compliant credit decisions — now and in the future.
The initial focus is on automated policy checks at credit origination. Over time, this capability will expand towards Monitoring, Policy Adherence and Scorecard‑as‑a‑Service. To support this growth, we are setting up a new team within the Credit & Collateral Lifecycle Grid. We are looking for a Senior Business Consultant who wants to contribute to shaping this capability.
Your job
As a Senior Business Consultant, you play a central role in translating credit policies and business objectives into a scalable, automated policy engine. You operate at the intersection of policy, business, data and technology, ensuring that policy checks are implemented correctly, transparently and consistently across credit processes and systems.
You work closely with stakeholders from Credits, Risk, Product Management and IT, and contribute to both delivery and longer‑term capability development in an agile environment.
Your responsibilities include:
Translating credit policies and business objectives into clear functional requirements for the Credits Policy Engine
Acting as a bridge between policy, business, data and technology
Defining and prioritising automated policy checks within credit origination
Working with Risk, Credits and IT to ensure policy checks are correctly embedded in systems and processes
Contributing to the roadmap for future capabilities such as Monitoring, Policy Adherence and Scorecard‑as‑a‑Service
Supporting refinement, testing and validation of policy logic together with stakeholders
Actively contributing to a scalable, flexible and future‑proof solution
Working environment
You will work within the Credit & Collateral Lifecycle Grid, part of Lending Transformation. The Grid is responsible for enabling the full credit lifecycle, from origination to monitoring and collateral management, and for shaping the future credit landscape of ABN AMRO.
You will join a professional, multidisciplinary environment with business developers and IT engineers. As this is a growing area, you will have the opportunity to help shape both the solution and the way of working.
Your profile
You enjoy working on complex credit‑related challenges and are comfortable operating in a dynamic environment. You are able to structure complex topics into manageable increments for delivery, connect stakeholders effectively, and manage different perspectives towards well‑founded decisions and implementable solutions.
We are looking for someone with:
A proactive and analytical mindset, with strong stakeholder management skills
A relevant university degree (e.g. economics, finance, business administration or similar)
10+ years of experience as a Business Developer, Business Analyst or similar role, preferably within banking or credits
Affinity with credit policies, credit processes and risk management
Experience working in agile / scrum environments
The ability to explain complex topics in clear, plain language
Motivation to contribute to a compliant, sustainable and future‑proof credit platform
Experience with rule‑based decisioning, credit systems or policy frameworks is a plus.
We are offering
If you are looking for a role where you can shape how credit policy is translated into scalable, automated decisioning, this is your opportunity to make tangible impact — both in delivery today and in building a future-proof lending capability. You will work at the intersection of business, risk and technology, contributing to solutions that are critical for consistent and compliant credit processes. We value your experience and perspective, and offer you the space to influence decisions, collaborate in a multidisciplinary environment and grow within and beyond your expertise, depending on your ambitions and drive.
In addition, we offer:
An attractive gross monthly salary (min. Eur. 6.066 – max Eur. 8.666) based on a 36 hour work week, including holiday allowance and a flexible benefit budget. A 40 hour work is also possible.
An excellent pension scheme, ensuring that you are well prepared for the future.
Flexibility in working: working from home is possible in consultation with your team and depending on your role. We will provide an ergonomic home office setup for you.
Plenty of room for relaxation with five weeks of vacation per year, supplemented by two mandatory days off. You can also purchase up to four additional weeks of vacation annually.
Five “Banking for better days”: extra days off that you can use for personal development or volunteer work.
Personal development is key: you receive a development budget of €1,000 per year, which can accumulate up to €3,000.
An annual public transport pass with free public transportation throughout the Netherlands for both business and private use.
Interested?
Does this sound like something you’d be interested in? Send us your application (in English) as soon as possible. To find out more, contact Jellie Grift (jellie.horsthuis@nl.abnamro.com). A work permit is prerequisite.
Your Future: Inclusive, Innovative, Sustainable
At ABN AMRO, we believe in "Banking for better, for generations to come." Equal opportunities for everyone are a crucial foundation, as we strive for an inclusive culture where all employees feel seen, heard, and valued. Our vision of being a personal bank in the digital age aligns perfectly with the demand for surprising insights and innovative solutions, born from a diverse interplay of cultures and experiences. We focus on customer experience, sustainability, and building a future-proof bank, conducting annual reviews to ensure equal pay for equal work. Join a bank that embraces ingenuity and ambition, and make an impact with us for a better future.
If you want to apply for the B-Able or Reboot program, make sure to mention it both in the title and the content of your resume.
Disclaimer external recruitment agencies
External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. No unsolicited services or offers, please.
Who are your colleagues?
"At the tender age of 29, I had the opportunity to set up a Corporate Sales desk abroad. That's typical of ABN AMRO: you’re given a lot of responsibility here at a young age."
Mike Otten Director Corporate Sales, Interest Rates
’In many ways, the traineeship — and working at ABN AMRO more broadly — creates constant opportunities for professional development. For those who make the most of them, there is no better place to grow.”
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