Credit Risk Oversight Expert

At a glance

You help ABN AMRO strengthen a future‑proof credit risk lifecycle. In this role, you oversee how credit risks are assessed and managed, spot improvement opportunities, and guide senior stakeholders toward better decisions. You combine analytical thinking with strong communication skills and make a visible impact on how we manage risk across the bank. If you enjoy navigating complex situations, shaping change, and working in an international environment, this role offers an excellent next step in your career.

Your job

You take the lead in reviewing credit risk activities across the credit lifecycle and translate your insights into practical improvements. You analyse trends, test the quality of credit decisions, and advise senior leaders on risks and opportunities. You work closely with colleagues across the Risk organisation and act as a trusted partner for your stakeholders.

You also:

• Conduct thematic reviews, back‑tests and post‑mortem analyses.
• Test the quality and effectiveness of credit proposals and rating decisions.
• Assess and strengthen underwriting and monitoring processes.
• Represent Credit Risk in committees and advise on strategic changes.
• Support senior management with clear, data‑driven insights.

Working environment

You join Credit Risk Control & Oversight, part of ABN AMRO’s Credit Risk organisation. This team oversees the bank’s credit risk framework and safeguards the quality of credit risk management across all client units. Your colleagues combine expertise in risk, data, analysis and regulatory topics, and work closely with other Credit Risk teams such as Policies, Collateral, Analytics & Reporting, and Decisioning. Your base office is Amsterdam, in an international environment where collaboration, openness and continuous improvement matter. Although we work hybrid, many team activities take place on site to stay connected and share knowledge. You join a team that values clear communication, diverse perspectives and practical solutions.

Your profile

You enjoy navigating complex questions, asking sharp but constructive questions, and bringing people together around improvements. You feel comfortable advising senior stakeholders and adapting your communication style to different audiences. You take initiative, stay curious and enjoy working in an environment that changes and evolves.

You bring:

• A university degree in Economics, Econometrics, Business, Law, Statistics, Mathematics, or a related field.
• 5–8 years of experience in credit risk management or regulatory oversight (1LoD, 2LoD or 3LoD).
• Knowledge of credit risk underwriting and monitoring, relevant regulations, and financial markets.
• Strong analytical and problem‑solving skills, including data‑driven reviews.
• Experience with quality assurance or effectiveness testing.
• Strong project management skills and proven stakeholder management experience.
• A proactive mindset and professional communication skills.
• CFA/FRM/PRM is a plus, not a requirement.
• Fluency in English. 

Behaviour we want to see within Risk Management:

• Debate, debate, decide - I gain different perspectives on impact throughout the value chain. I then take the decision, accept the decision and respect single accountability & responsibility.
• Keep it simple - I start with the goal, I set well-defined requirements, I proactively address dependencies, I seek feasibility in plans and I don’t overpromise.
• Embrace Good - I don't go for perfect and I do what is right and compliant.
• From being nice to being kind - I ask and act on feedback, I am open about the good, the bad and the ugly. I reflect, I adapt and I move forward. 
• No excuses, stay the course - I take the lead, I own it. I act quickly, I standardize progress updates to ensure timely support and I escalate.

We are offering

We believe it is important to be a good employer. Joining us means stepping into a role with impact, supported by excellent employment conditions that foster your job satisfaction, development, and wellbeing.

In addition, we offer:

• An attractive gross monthly salary based on a 36-hour work week, including holiday allowanceand a flexible benefit budget.
• An excellent pension scheme, ensuring that you are well prepared for the future.
• Flexibility in working: working from home is possible in consultation with your team and depending on your role. We will provide an ergonomic home office setup for you.
• Plenty of room for relaxation with five weeks of vacation per year, supplemented by two mandatory days off. You can also purchase up to four additional weeks of vacation annually.
• Five “Banking for better days”: extra days off that you can use for personal development or volunteer work.
• Personal development is key: you receive a development budget of €1,000 per year, which can accumulate up to €3,000.
• An annual public transport pass with free public transportation throughout the Netherlands for both business and private use.

You can find more information about our employment conditions and salary scales in our Collective Labour Agreement (CLA), which applies to this vacancy.

Interested?

To apply, please submit your resume and a cover letter highlighting your relevant experience and why you would be a great fit for our team. We look forward to hearing from you. Questions? For more information you can contact Astrid Hermans (astrid.hermans@nl.abnamro.com ).

Note: We encourage you to apply even if you do not meet all the listed qualifications. 

Your Future: Inclusive, Innovative, Sustainable

At ABN AMRO, we believe in "Banking for better, for generations to come." Equal opportunities for everyone are a crucial foundation, as we strive for an inclusive culture where all employees feel seen, heard, and valued. Our vision of being a personal bank in the digital age aligns perfectly with the demand for surprising insights and innovative solutions, born from a diverse interplay of cultures and experiences. We focus on customer experience, sustainability, and building a future-proof bank, conducting annual reviews to ensure equal pay for equal work. Join a bank that embraces ingenuity and ambition, and make an impact with us for a better future.

If you want to apply for the B-Able or Reboot program, make sure to mention it both in the title and the content of your resume.

Disclaimer external recruitment agencies

External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. No unsolicited services or offers, please.

Use of AI in our application process

You’re welcome to use AI to help write your CV or cover letter, as long as it reflects your own story. We review every application personally and without AI. During interviews, real time AI tools may not be used. With your permission, interviews can be recorded and supported by AI. This helps us keep the process fair, careful, and transparent.