Financial Risk Specialist II (Credit Risk)

Amsterdam

We vragen

  • 0 - 5 jaar
  • Passie voor je vakgebied
  • Analytische skills

We bieden

  • € 4.526 - € 6.463 pm
  • Een uitgebreid arbeidsvoorwaardenpakket
  • Regie op eigen ontwikkeling

Waarom ABN AMRO?

  • Bouwen aan de bank van de toekomst
  • Een diverse en inclusieve cultuur
  • Veel interne doorgroeimogelijkheden

Financial Risk Specialist II (Credit Risk)

At a glance

The position: Financial Risk Specialist II (Credit Risk) within the Credit Risk Decisioning team with focus on Shipping, New Energies and Project Finance (PF) - see further below more details under 'Working environment'.

Credit Risk Decisioning means working on safeguarding the moderate risk profile of the relevant business lines. Credit Risk Decisioning provides timely and well substantiated (integrated) risk analysis and takes decisions within delegated authority on individual credit proposals and regular credit reviews. ​​

Credit Risk Decisioning contributes to Monitoring and Oversight of the allocated credit portfolio by active participation in relevant committees where decisions on Credit Risk Decision (and our oversight thereof) are being made. Colleagues within Credit Risk Decisioning are the subject matter expert for credit risk assessments in their sector/segment. Colleagues have good understanding of Credit Risk policies, models and regulations.

Colleagues working for Credit Risk Decisioning also play a key role in sharing knowledge, instilling a strong credit risk culture and providing training throughout ABN AMRO. This so that the prerequisites and roles with regard to credit decisioning are well understood throughout the bank. 

We are at a critical point in time with regard to further professionalising the data, processes, systems and reporting that we use for our Credit Risk Decisioning, in line with the latest regulations that are applicable. Credit Risk Decisioning is to play a key role in this transition. He/she should act as a natural role model, inspiring colleagues to get to even more oversight and insight, based on data-driven analyses and in-depth expertise.

Your job

  • Providing Credit Risk analysis and decisioning within the delegated authority on credit proposals and reviews of the portfolio in scope.
  • Safeguarding the moderate risk profile of the bank by making substantiated, integrated, risk advices and decisions on individual files, as per the risk governance of the bank.
  • Presenting (credit) proposals / advices in risk committees (e.g. CCC, BRC)
  • Actively involved (together with senior credit analyst) in Watch and other Risk meetings, pre-discussions for larger and / or complex files with business lines to ensure focus on the right transactions and ensuring better and focused credit proposals.
  • Responsible for embedding regulations and regulatory changes in daily credit decisions. Providing expert knowledge (together with senior credit analyst) to relevant stakeholders on credit risk models, policies, stress tests, portfolio deep dives & scenario analysis, credit risk reporting, RAS setting / RAS oversight, forecast impairments, ECB inspections, regulatory requests, RWA, data requirements, Risk Opinions, new origination/product propositions, etc
  • Using expert knowledge (together with senior credit analyst) to improve decisioning models or make decisioning models more data driven.

Working environment

You will work within the Credit Decisioning team with focus on Shipping, New Energies and Project Finance, which is an international team consisting of 13 credit analysts, based at the head office in Amsterdam. The team is part of the department Credit Risk Management, which is split in 6 Credit Decisioning teams (each team focusing on a specific sector or segment of the bank), 2 Oversight & Strategy teams (one for Program Lending and one for Non-Program Lending), and 3 Shared Credit Capabilities teams (Credit Portfolio Analysis, Change & Control, and Model Ownership & Data Management). 

Shipping and New Energies are two sectors which cover the EMEA region out of three offices: Amsterdam, Oslo and Athens. Shipping covers deep and short sea shipping (e.g. container vessels, tankers and dry bulk) and intermodal clients. Shipping is committed to be frontrunner in supporting clients and companies that have clear commitments towards the energy transition and emission reduction. New Energies covers clients active in energy (oil & gas, renewables and energy services), basic materials (chemicals, metals & minerals and building materials) and utilities, whereby there is a strong focus on supporting the energy transition. Project Finance is not dedicated to a certain sector, however concerns a product often used in the renewable energy and digital infrastructure space.

Your profile

We are looking for a passionate and hardworking professional with (ideally) the following skills:

  • Academic qualifications: University degree in Economics, Econometrics, Business Administration, Statistics, Mathematics or related field or equivalent level of knowledge.
  • At least 4 years of relevant working experience.
  • Knowledge of and experience with financial analysis, credit structuring and related topics (e.g. PD, LGD, Forbearance, DoD).
  • Sector, industry and product knowledge of relevant business line​s.
  • Strong analytical skills​.
  • Knowledge on relevant (regulatory) concepts, e.g. EBA guidelines, RWA, EC​.
  • Strong communication skills, able to establish constructive relationships with all stakeholders​.
  • Open to change and working across sectors, segments, departments.
  • Excellent in speaking and writing in English.

We are offering

An inspiring and dynamic working environment in which you will work with various (international) stakeholders and where your vision and approach will make a difference. You will have an unique opportunity to be part of a divers team of driven professionals where we encourage people to show courage, excellerate and learn from mistakes. As an employee of ABN AMRO you are constantly working on improving yourself. We offer you a lot of freedom to get the best out of yourself, to work flexibly in an enthusiastic team and the space to grow. We naturally offer you the ABN AMRO collective labour agreement, which consists of attractive employee benefits. It concerns a job for 40 hours.

Interested?

Do not hesitate to approach us for more details, or apply directly. For more information please contact Hilde Veldman, Head of Credit Decisioning Shipping, New Energies and Project Finance (hilde.veldman@nl.abnamro.com). We look forward to meeting you!

Gelijke kansen voor iedereen

Het succes van onze organisatie staat of valt met de kwaliteit van onze mensen en de ideeen die zij hebben. Echt verrassende inzichten en innovatieve oplossingen voor onze klanten ontstaan door een samenspel van culturen, kennis en ervaring. Daarom is diversiteit voor onze organisatie ontzettend belangrijk. Om ervoor te zorgen dat alle collega's binnen ABN AMRO hun kwaliteiten kunnen ontplooien, stimuleren we een inclusieve cultuur waarin iedereen zich betrokken en gewaardeerd voelt.

Disclaimer externe recruitmentbureaus

Externe recruitmentbureaus dienen een overeenkomst met ABN AMRO BANK N.V. te hebben getekend, uitgegeven door een Talent Acquisition Specialist, om CV's te mogen indienen. Daarbij mag alleen een CV worden ingediend wanneer het bureau is uitgenodigd door een Talent Acquisition Specialist om mee te zoeken naar geschikte kandidaten. Alle ongevraagde CV's die buiten deze voorwaarden worden aangeboden zullen als eigendom van ABN AMRO BANK N.V. worden beschouwd. ABN AMRO BANK N.V. is hierbij geen plaatsingskosten verschuldigd.

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