Product Owner Credit Risk Services


We vragen

  • 5 - 10 jaar
  • Natuurlijk leiderschap
  • Een procesmatige aanpak

We bieden

  • see vacancy text
  • Een uitgebreid arbeidsvoorwaardenpakket
  • Regie op eigen ontwikkeling

Waarom ABN AMRO?

  • Bouwen aan de bank van de toekomst
  • Een diverse en inclusieve cultuur
  • Veel interne doorgroeimogelijkheden

Product Owner Credit Risk Services

At a glance

Join us! We build a lending platform for decades to come. A lending platform that enables smooth credit journey. With our credit product, we service our clients to make their dreams come true. It is that passion for servicing our customer, that connects us all.
Are you the bridge builder that dares to help entrepreneurs to a new credit journey, while staying in control, cleaning up products, systems, processes and implement important regulatory requirements? Do you know how to shape this with your strategic insight and, above all, execution power? What do you see when you envision the next step? Work on making an impact for entrepreneurs and develop yourself professionally and personally. Tell us your story. #Lending Transformation

Your job

As Product Owner in the new Credit Risk Services shop of the Grid, you contribute to high prioritised credits capabilities. You are, together with your teams responsible for the introduction and development of a new Credit Risk Assessment & Approval Capability to support the new Bank Assistant Lending Service concept. The opportunity for this team is to further build and launch an automated new service to professionalise the credit risk fundaments of ABN AMRO and comply with regulatory standards. You will work on the recording of all administration for the monitoring of risks of our customers, entrepreneurs. Centrally administer, monitor and report the risks, in a future-proof way. The administration is essential for monitoring risks, so you can really make a big impact here. We want to centrally store the information of our customers in a new system, down to a detailed level. We are going to implement a new standard for the entire bank. This is not only driven by laws and regulations. As a bank, we also want to know exactly what is going on with our customers so that we can help them immediately to prevent financial problems. In this way we keep the credit risk for the bank manageable at the same time. This data helps us to build a joint picture of a risk profile of entrepreneurs and to proactively inform them about this. This is in the interest of our customer, which is what we do it all for in the end. With the help of a prioritized backlog and the guidance from the Future Credit Domain Program you create structure for your teams to achieve the set goals and KPIs. You take your stakeholders with you during sprint reviews and demos, know how to value their input and influence where necessary. You also report effectively on statuses, deviations and solutions to stakeholders and the Lead Product Owner. Short cycle, focus on creating maximum customer value for entrepreneurs and the regulators, with predictable delivery and execution. That is the basis from which you always work.

Working environment

As part of the Product Unit Financial Solutions, you are going to work as a Product Owner in the Credits Capability Grid of the Lending Transformation. Financing Solutions (FS) is the Credit Engine of ABN AMRO, providing clients from all client segments with the best suited credit solution. FS provides clients with lending exposures EUR >1mln of a credit advice (Wealth and CRE are serviced for all exposures), and services the corporate lending product portfolio (e.g. product management, collateral management, regulatory management) for all exposures from a Grid perspective. FS offers its products across sectors via both standardized as well as customized solutions, depending on the client's needs and profile.​

The Credits Capabilities Grid is responsible for bank wide credit (related) shared capabilities such as: Credit Facility management, Distressed Dept Management (Collections), Credit Risk Process Management, Credit Data management and Credit Risk Monitoring. We work close with ABN AMRO subsidiaries e.g. New10, ALFAM and ABN AMRO Mortgages to create more client centric services and synergies to comply effective on regulatory standards. In this area you will work closely with Risk, Data & Analytics Grid as well.

Your profile

Taking initiatives and getting things in motion is what you do. You know how to communicate this easily with senior management and your team. You love to execute plans. Partly due to your drive and energy, you are able to achieve goals and inspire the people around you. You know what is going on within the organization, what the business needs and take an exemplary role in this. You take the lead in a natural way. You are a connector, building bridges and bringing others together. You know how to strengthen collaboration and how to motivate individuals to achieve their objectives and encourage them to identify and actively develop their talents. Do you think you fit with us?

Check your profile: 
- Higher educational background (master level) and relevant work experience
- Experience with credits and digitizing processes 
- You know how to use data making your decisions 
- Energetic by nature and focused on collaboration to achieve results
- Skilled in analysing and structuring complex problems, identifying solutions/ options and presenting your advice to stakeholders in a convincing and structured manner

We are offering

You will be working in a well connected, open-minded and strong-paced business environment. With diversity and inclusion at the heart of the culture of Lending Transformation we aim to connect teams across different cultures, knowledge and experience in order to generate the most innovative solutions for our clients.  We are working towards a futureproof IT and operational landscape that enhances our product delivery and which is regulatory compliant by design.
If you're the engine of change. And would like to work on a concrete assignment. Then this is your job. We want you to help us to further shape lending and truly enable entrepreneurs to make an impact in society. We like to learn from your experiences and personal perspective on our challenges. We offer you the opportunity to work in a dynamic environment where there is room for growth within and outside your expertise, depending on your ambitions and drive. 

Salary indication gross per year based on a 40-hour work week: Eur 75k - 95k all-in (incl. holiday allowance / benefit budget). Scale depends on the knowledge, experience and potential you bring. A 36-hour work week is also possible.
In addition: a personal development budget of €1,000 per year, an annual public transport subscription, a good pension scheme and hybrid working (from home or at the office).


Does this sound like something you’d be interested in? Or would you be interested to discuss our roadmap to get a real impression of our challenges and business transformations? We would very much like to come in contact with you. To find out more, contact Gertjan Eijkemans,

Equal opportunities for all

The success of our organisation depends on the quality of our people and the ideas that they have. Truly surprising insights and innovative solutions for our clients result from an interplay of cultures, knowledge and experience. Diversity is therefore extremely important to our organisation. To ensure that everyone at ABN AMRO can develop their talents, we encourage an inclusive culture in which all colleagues feel engaged and appreciated.

Disclaimer external recruitment agencies

External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. In addition, a recruitment agency can only submit a resume when invited by a Talent Acquisition Specialist to join the search for a right candidate. All unsolicited resumes sent to us will be considered property of ABN AMRO BANK N.V. In this case, ABN AMRO will not be held liable to pay a placement fee.

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