Credit Risk Definition of Default Center Lead


We vragen

  • 10+ jaar
  • Goede communicatie vaardigheden
  • Passie voor je vakgebied

We bieden

  • € 7.449 - € 10.641 pm
  • Een uitgebreid arbeidsvoorwaardenpakket
  • Regie op eigen ontwikkeling

Waarom ABN AMRO?

  • Bouwen aan de bank van de toekomst
  • Een diverse en inclusieve cultuur
  • Veel interne doorgroeimogelijkheden

Credit Risk Definition of Default Center Lead

At a glance

Credit risk is a core risk type with the purpose to safeguard ABN AMO’s credit risk profile for generations to come, supporting the banks’ strategic objectives whilst meeting clients and societal expectations.  

We are looking for a colleague to strengthen our team and assume responsibility for an essential Credit Risk topic: Definition of Default. In this role you will establish and run the Definition of Default Center, tasked with managing a compliant Definition of Default framework within the Bank. 

Are you interested in enabling the credit risk department and the Bank as a whole to stay in control of regulatory requirements and deliver, together with other stakeholders within the bank, on the expected outcomes? And are you convincing and collaborative in stakeholder interactions, combining the independent challenger and trusted advisor aspects this 2nd line of defence role entails? Then the role of Credit Risk Definition of Default Center Lead within the Credit Risk Change & Control department will be an interesting opportunity for you.  

Your job

As the Credit Risk Definition of Default Center Lead, you will give shape to Credit Risks’ overall 2nd line of defence accountability for the Definition of Default topic and ownership of the Definition of Default framework. This framework, currently being refined basis the outcomes of a detailed self-assessment on the topic, details requirements and principles regarding the Definition of Default application level, documentation and steering set-up, calculation, triggers and data. You will form and functionally lead a team of 3 to 5 colleagues that will centrally oversee the compliant application of this framework by change implementation and business as usual parties across the Bank.  

Examples of activities to roll out are the integration of the Definition of Default framework into the risk governance and control framework, designing and implementing a Definition of Default change approval & deviations management process, setting up and maintaining a Definition of Default register and pro-actively monitoring and reporting on Definition of Default compliance.

Working environment

Credit Risk Change & Control is one of the shared capabilities departments within the credit risk organisation and is responsible for the orchestration of changes in the credit life cycle, including those pursuant to evolving laws and regulations. The department ensures that changes are implemented in the credit risk landscape - within the credit risk function and broader within the Bank – that these implementations of changes are compliant with regulations, control frameworks are updated, problems are investigated and resolved, and internal and external audits and regulatory inspections & reviews are supported. Our commitment is to achieve our goals through transparent & pro-active communication, optimal collaboration and high-quality deliverables​.

You will work within the department Change & Control of Credit Risk. The team consists of 27 professionals who together have an overview of all relevant aspects of credit risk management, and bring a wealth of experience in project management, change management and consulting. The team has deep insight of the inner workings of the bank as a whole. Within Credit Risk, professionals can grow and develop further, both in breadth and depth. Different views are valued and respected and it is encouraged to provide a new and innovative perspective.  
The atmosphere is open and informal, and we are always willing to help each other. 

Your profile

You are an energetic person with a positive attitude, a clear vision and a ‘getting things done’ mentality. You are focused on quality and are not afraid to ask questions or bring challenge that will help improve deliverables. You bring organisational sensitivity, are an excellent stakeholder manager and communicator. 

Skills and Experience:

  • Work experience – you work and reason at a university level and have more than 12 years’ relevant experience in the financial sector and specifically credit risk. 
  • Subject matter expertise - you have extensive demonstrable experience with and knowledge of Definition of Default regulation and its’ implementation.    
  • Professional skills – you bring structure, oversight, clarity on expectations and deliverables.  
  • Communication skills – strong written & verbally, able to convey the compelling story and convince your stakeholders of the call to action. Comfortable in interactions with senior management & Board level stakeholders internally and external regulators. Fluent in English.  

We are offering

  • The gross monthly salary displayed above is based on a 36-hour work week, including vacation pay and benefit budget.
  • The Benefit Budget is 11% of your salary. The Benefit Budget allows you to acquire additional employment benefits. If you make no purchases or reservations in the Benefit Shop in a given month, you are paid one twelfth of your Benefit Budget that month.
  • Five weeks of vacation per year. You have the option to purchase an additional four weeks per year.
  • Personal development Budget of € 1,000 per year, which you can accumulate up to € 3,000.
  • Possibility to work from home (in consultation with your team and depending on your position).
  • An annual public transport pass with free public transportation throughout the Netherlands.
  • An excellent pension scheme.


Are you interested? Then respond to this vacancy now. For more information you can contact Renske Couwenberg ( We look forward to meeting you! 

Equal opportunities for all

The success of our organisation depends on the quality of our people and the ideas that they have. Truly surprising insights and innovative solutions for our clients result from an interplay of cultures, knowledge and experience. Diversity is therefore extremely important to our organisation. To ensure that everyone at ABN AMRO can develop their talents, we encourage an inclusive culture in which all colleagues feel engaged and appreciated.

Disclaimer external recruitment agencies

External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. No unsolicited services or offers, please.

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